THIS ADDENDUM DATED NOVEMBER 30, 2009 SETS OUT THE CHANGE TO BE MADE IN THE STATEMENT OF ADDITIONAL INFORMATION (“SAI”) OF ALL SCHEMES OF JM FINANCIAL MUTUAL FUND AND SCHEME INFORMATION DOCUMENT (“SID”) AND KEY INFORMATION MEMORANDA (“KIM”) OF JM G-SEC FUND AND JM INCOME FUND WITH EFFECT FROM JANUARY 4, 2010 Click here to see the addendum